Leases

Demo snapshot — build-time-generated from leasing.store via leasing.render-html (clojure -M:dev:render-html), regenerated nightly.

Lease	Lessee	Jurisdiction	Collateral value	Financed amount	Credit screen	Funding	Last op status
lease-1	Sakura Tanaka	JPN	100000	100000	clean	disbursed	HARD hold · already-disbursed
lease-2	Atlantis Doe	ATL	100000	100000	clean	not disbursed	HARD hold · no-spec-basis
lease-3	鈴木一郎	JPN	60000	100000	clean	not disbursed	HARD hold · collateral-coverage-insufficient
lease-4	田中花子	JPN	100000	100000	adverse	not disbursed	HARD hold · adverse-credit-flag-unresolved

Action gate (Leasing Governor)

HARD holds cannot be overridden. Jurisdiction spec-basis, evidence completeness, collateral-coverage ratio and adverse-credit-flag status are all independently checked from the lease's own permanent fields, never trusted from the advisor's proposal.

Op	Gate
:lease/intake	phase-3 auto-commit when clean -- the ONLY op this actor ever auto-commits
:jurisdiction/assess	ALWAYS human approval · spec-basis independently checked against leasing.facts
:creditworthiness/screen	ALWAYS human approval, never auto at any phase · adverse-credit-flag HARD-holds un-overridably
:disbursement/fund	ALWAYS human approval, never auto at any phase · collateral-coverage independently recomputed, double-disbursement blocked

Audit ledger (this run)

Append-only decision-fact log — every proposal, hold and commit this scenario produced.

Fact	Op	Lease	Basis
committed	intake	lease-1	id, lessee-name
committed	assess	lease-1	貸金業法 (Money Lending Business Act) / 割賦販売法 (Installment Sales Act), https://www.fsa.go.jp/
committed	screen	lease-1	credit-check
committed	fund	lease-1	lease-1
governor-hold	assess	lease-2	no-spec-basis
committed	assess	lease-3	貸金業法 (Money Lending Business Act) / 割賦販売法 (Installment Sales Act), https://www.fsa.go.jp/
governor-hold	fund	lease-3	collateral-coverage-insufficient
governor-hold	screen	lease-4	adverse-credit-flag-unresolved
governor-hold	fund	lease-1	already-disbursed